Missouri Real Estate Letter Reports

Monarch Title Company provides letter reports to meet your real estate transaction needs. We provide quick, accurate property descriptions to verify that the title is clean with the professionalism you can expect from a title company with over 30 years of experience in title insurance and real estate closings.

Our commitment is to provide a fast, accurate, and as hassle-free as possible closing experience for each and every client. That mission extends to every phase of the real estate and closing process, including letter reports.

What is a Letter Report?

Letter reports exemplify our commitment to fast and accurate closing experiences. Letter reports expedite the process by providing a short, written appraisal and recommendation to the client by title companies like us.

It’s important to remember that a letter report is not a commitment to insure, rather, it is a report on the status of a title for the current owner. In other words, letter reports briefly summarize how the current owner is in title, the legal description of the subject property and any liens found in the Recorder of Deeds and judgments filed in Circuit Court from the time of ownership to the present date. A letter report gives no warranties or title insurances.

A letter report provides the following information:

  • Legal description of the property
  • How property is vested
  • Outstanding mortgage(s)
  • Judgments
  • State and federal tax liens
  • Parcel number
  • Current tax information

Why Are Letter Reports Needed?

Letter reports are your property title report cards. They summarize the condition of a title in a concise report format prior to transferring ownership.
In essence, letter reports are needed because they are pre-emptive measures taken to avoid hassles down the road. Coming to Monarch Title to generate letter reports will help you avoid expensive mistakes when it comes to property purchases, as well as clarify any lingering questions about a property’s history.

Concerned about whether or not a past estate transfer of death deed was completed in totality? A comprehensive letter report from Monarch Title will answer that for you. Want to double-check that there are no liens on a property before making a purchase? We can help with that too.

Purchasing a new property is one of the biggest decisions in your life. It’s a painstaking process that you likely want to be over as quickly as possible, but doing your due diligence pays off. Whether you’re traditionally buying a home or property or bidding on foreclosure or sheriff sales, letter reports are the best way to put your mind at ease.

Letter reports are a further example of our commitment to accuracy and expediency. They help our clients make informed decisions and avoid any uncovered skeletons hiding in a property’s closet.

About Monarch Title Company

Monarch Title company writes for Fidelity National Title Insurance Company, one of the largest title insurers in the country. We are also Missouri’s title insurer of choice. With key office locations placed in Boonville, Brookfield, Jefferson City, and the main office in Columbia, Missouri, we boast the local expertise across the entire state that our clients need when they’re looking for accurate, hassle-free closings.

Obtaining ownership of a new property is a massive undertaking. Many are intimidated by the sheer amount of hoops one has to jump through. Our team offers the full range of closing services, not just letter reports or title insurance. We can walk you through each and every stage, with the professionalism and experience you can trust to be sure each one is done right.

We also offer construction disbursement services, escrow closings, refinance closings, title searches, property profiles, 1031 exchanges, and for sale by owner assistance.