The owner’s policy has five sections: covered risks, exclusions from coverage, schedule A, schedule B, and conditions. Covered risks:Your policy makes it clear that the insurance of the listed risks is subject to exclusions, any exceptions listed in Schedule B, and the conditions. Some of the most important covered risks are as follows:1-the risk that […]

Looking into refinancing your mortgage every few years is necessary for you to get the best available interest rate on your home loan. Failing to do so means leaving money on the table, money you could be using to send your kids to college. While a lower interest rate may look great on paper, it […]

Buying a home is one of the most important decisions your client will make. They look to you to guide them through the process. A checklist simplifies the process by giving the buyer and the seller a guide to follow in order to meet their requirements. Follow this checklist to make sure that nothing falls […]

Have you heard that spring is the best time to sell your home? Listing inventories increase in spring, as well as the number of interested home buyers. More home sales occur between April and July than any other time of year for several reasons. Primarily, families with children don’t like to change schools in the […]

When you hire a title company to examine the title of a property you’re considering, they will perform a title search on your behalf. A title search examines the rights that come with a real estate property, ensures the current owner has the right to sell, has no unpaid taxes or liens, and that you’re […]

What does a title company do? A lot, actually. Title companies do the behind-the-scenes work on real estate deals, making sure that the property is in good legal and financial standing before you purchase it. Title Companies do a lot of technical work that protects you, whether you’re selling or buying. Title Companies Do Important […]